Partner Families

    Partner Families must meet several qualifications:

    1. Be a resident of Hanover County for a minimum of one year.

    2. Be currently living in inadequate shelter defined as an unsafe structure, lack of water or heat, overcrowding, or similar circumstances.

    3. Be ineligible for home mortgage financing through other financial institutions.

    4. Show proof that the family income falls within Hanover Habitat's income guidelines.

    5. Have the ability to pay closing costs and make mortgage payments over a number of years.

    6. Show a willingness to partner with Hanover Habitat by committing to 350 hours of sweat equity.

    7. Attend a Hanover Habitat orientation meeting.

    8. Demonstrate financial responsibility through credit references.

    9. Provide references from neighbors, friends, employers, etc.
    How Does it Work?

    Each Habitat applicant is reviewed for eligibility and commits to contributing at least
    350 hours (known as sweat equity) toward the building of their own home or the
    homes of other families.  These hours can be put in building houses, doing office
    work, preparing meals for volunteers, babysitting, and so on.  

    Relatives and friends can help accumulate necessary hours on behalf of the
    selected family.  However, 175 hours must be completed by the applicant or those
    who will be living in the home when completed.

    House payments are about $400 per month with no-interest mortgages for
    approximately 30 years.  When your monthly real estate taxes and home insurance
    are added in, your monthly homeowner costs will be about $500.00 per month,
    excluding utilities.

    Hanover Habitat for Humanity has Family Selection and Family Support committees
    that select and support families who are selected for Habitat for Humanity homes.  
    The mission of the Family Selection Committee is to be responsible for drafting the
    selection criteria used to select families.  The committee is also responsible for
    informing prospective homeowners that they may be eligible to apply, developing
    an orientation program for applicants, developing application forms, screening
    applications, interviewing prospective families, and recommending applicants to the
    board for approval.

    The backbone of the relationship between a family and a Habitat affiliate is the
    Family Support committee.  A strong committee helps diminish the cycle of poverty
    by being a resource to families in the process of becoming homeowners.
Hanover Habitat for Humanity
8177 Mechanicsville Turnpike, Mechanicsville, VA 23111
Phone  (804) 569-6108    Fax  (804) 569-6317
info@hanoverhfh.org  
All Rights Reserved.2008- 2010




Habitat USDA Pre-Qualification Application

Partner Families must complete a Habitat USDA
Pre-Qualification Application of consideration.

Link to Application




Habitat USDA
Pre-Qualification
Application

Partner Families must
complete a Habitat USDA
Pre-Qualification Application
of consideration.

Link to Application